WealthFirst AI Diagnostic · Not a Funding Guarantee

Build your business credit the way a bank underwriter wants it done.

See exactly what banks, family offices, CDFIs, SBA lenders, and private-equity desks see — before you apply for funding. Our WealthFirst AI Diagnostic identifies fixable regulatory & corporate-structure gaps, scores your funding odds, and hands you a curated WealthFirst Lenders List with a 90-day action roadmap.

Start My Diagnostic Compare Funding Plans

Powered by Claude Haiku 4.5 underwriting agent · Personalized in minutes

How It Works

Three steps. No guesswork. Approval-ready.

1

Fill Out Form

Submit your business profile through our secure online form — entity, NAICS, revenue, FICO band, target funding.

2

Run WealthFirst FundingBot Agent

Our Claude-Haiku underwriting agent scores your profile against banks, family offices, CDFIs, SBA, VCs, and private credit.

3

Download WealthFirst AI Report

Receive your personalized business funding plan: approval score, matched lenders, fixable gaps, and a 90-day roadmap.

Why Members Use This

Stop applying blind. Apply with the deck stacked in your favor.

See what banks see

Before partners ever apply — review your underwriter-facing profile and fix what holds you back.

Funding odds, not guesses

An approval-score 0-100 so you know which channels are realistic — and which to skip.

WealthFirst Lenders List

Curated matches from UHNW family offices, CDFIs, SBA programs, commercial banks, and Net-30 tradelines.

Position for $80K – $350K

Build credit depth with 4–5 reporting tradelines and the right commercial banking relationships.

Compliance Pre-Check

Fix what underwriters flag — before they see your application.

Commercial Address
Required
Dedicated 800 / toll-free phone #
Required
NAICS Code Optimization
Required
EIN + Sec-of-State Good Standing
Required
DUNS Number
Required
Business Bank Account + 90-day seasoning
Required
4–5 Net-C reporting tradelines
Required
D&B Paydex ≥ 80
Recommended
Operating Agreement / Bylaws on file
Recommended
Business website with SSL + branded domain email
Recommended

Business Credit Goals — Next 90 Days

Position for $80,000 – $350,000 in credit lines.

  1. 01

    Establish 4–5 Net-30 reporting tradelines (Uline · Quill · Grainger · Crown Office · Wise Business Plans)

  2. 02

    Strengthen primary commercial banking relationship — minimum $10K average daily balance, 90-day seasoning

  3. 03

    Apply for first business credit tier — Bank of America Business Advantage Card recommended for FICO ≥ 670

  4. 04

    Build D&B Paydex score to ≥ 80 and ensure SBFE reporting is active

  5. 05

    Compliance setup — commercial address, dedicated 800/toll-free phone, NAICS code optimization, DUNS registration

Run My WealthFirst AI Diagnostic

This is an AI diagnostic and prevention tool — not a guarantee of funding approval. All underwriting decisions remain with individual lenders at their sole discretion.